Business Loan and Invoice Factoring are available for any legitimate business in Singapore.

No. We do not have an application fee.

No. We do not have any cancellation fees if the offer is not accepted.

The funds can be used for any purpose associated with the operations of businesses and/or expansion of existing businesses.

No. The funds should be used directly to the terms of business applications and not be diverted to other uses.

Applicants can contact our Customer Service hotline number at (65) 6393 9320, between operating hours 9:00am to 6:00pm from Mondays to Fridays, excluding Public Holidays. Alternatively, applicants may wish to email us at cs@gremiocapital.com

The time taken for the processing of the business loan or invoice factoring will depend on the information and/or documentation provided by the applicant. Applicants should be able to know the outcome within 2 working days, upon receipt of complete documentation.

A strategic business funding solution to boost local SMEs working capital.

• Enjoy fast approval in 2 working days*
• Offers lump sum disbursement of funds upfront
• No collateral required
• Hassle free regular payment schedule & amount in place
• Convenient choice of funds repayment modes
• No impact on credit standing
• Enhance cash flow management for business operations

• Applicable for Limited Liability Partnership or Private Limited Company
• Company must have at least 51% local shareholding
• Have a registered business address incorporated in Singapore
• Business must be established and in operations for a minimum period of 6 months
• Principal guarantor(s) must be Singaporean or Singapore Permanent Resident, and aged 21 and above

• An applicant must at least apply for an amount of S$30,000.
• An applicant can apply for an amount up to S$300,000.

The maximum duration of the loan is up to 12 months.

The loan repayments will be on a monthly basis.

Monthly loan repayment is divided equally according to the loan tenor.

No. Deferment of loan repayment is not permissible.

No. We do not have any fees for early loan repayment.

An administration fee will apply to all late payments.

Yes. We will send a statement of account to you on a monthly basis.

A strategic business funding solution to improve local SMEs cash flow management.

• Enjoy fast approval in 3 working days*
• Provides a large and quick boost to cash flow
• Ability to service large and/or unexpected orders
• Purchase inventory to take advantage of bulk and/or early payment discounts from suppliers to improve business profitability
• Fund expansion and growth
• Respond to seasonal demands and opportunities
• No impact on credit standing

• Applicable for General Partnership, Limited Partnership, Limited Liability Partnership or Private Limited Company
• Company must have at least 51% local shareholding
• Have a registered business address incoirporated in Singapore
• Business must be established and in operations for a minimum period of 1 year
• Principal guarantor(s) must be Singaporean or Singapore Permanent Resident, and aged 21 and above

Invoice Factoring is used by many local SMEs and large corporations in the world to improve cash flow, support business growth, and increase profits. Chances are that your customers are already familiar with invoice factoring, or maybe even have used it for their own businesses before. Furthermore, the fact that you qualify for invoice factoring actually shows that your business is in good credit standing.

Any valid invoice already performed that has not been pledged to another entity.

The work or goods must have been completed, delivered and accepted; and your customer must be financially sound.

No. Invoice factoring does not require any additional collateral.

No. You can factor as many of your customers' invoices according for your business needs.

Yes. An administration fee will apply to all late payments.